Natural Resource Enterprises
Canoeing

Business Resources: Legal and Liability Issues

Waterfowl huntersBusiness owners who allow their land to be used for recreational purposes need to make sure that they reduce their liability . Part of that is clearly stating the rules and considering the safety of their customers to be of utmost importance. Liability insurance should also be purchased.

These resources have been compiled from various resources and agencies and are provided here for educational purposes only. Please if you find information that needs to be updated, broken links, or if you have an additional resource you feel is pertinent.

Special Event Liability Insurance

More family farms are providing unique, educational, family oriented tourism opportunities in addition to typical farm activities. Whether you conduct tours around your farm, offer birthday parties, operate a corn maze, manage a u-pick operation or hunting or fishing enterprise, you are giving those people who live the urban lifestyle an opportunity to experience life on a family farm.

If you are considering adding a fee-based activity such as hunting, angling, a u-pick operation, a corn maze, a pumpkin patch, a petting zoo, or other natural-resource based recreational activity, it is vital that you obtain adequate insurance coverage.
The number one risk associated with non-traditional fee-based agriculture activities is insurance, or the lack of the right kind of insurance.

Agritourism operations require a different type of coverage called Special Events Liability Insurance and may not be provided by your local insurance agent. It is often hard to locate, expensive and comes with no guarantee of future renewal. Special Event Liability Insurance is designed for fee-based activities to protect you and the farm in case of an accident. Read the full article.